Funding your cosmetic dentistry work
Cosmetic dentistry can be expensive depending on how much work you are looking to get done. For those on a budget, there are ways options available to you to help you to afford the dentistry work that you want - here we take a look at those options.
Because cosmetic dentistry is seen as being an ‘elective’ procedure rather than an essential procedure, very little cosmetic dentistry work is available via the NHS. You may be able to have some treatments done with the NHS however, including white fillings for the first five teeth at the front of the mouth, a porcelain crown for a severely damaged tooth and repairs with a veneer or cosmetic bonding for a severely chipped or damaged tooth.
If you are looking to have a few procedures done it may make better financial sense for you to spread these procedures over a few years rather than having everything done at once. Identify the area that you feel is most important to you, and save for this single procedure first.
There are now several companies who will help you spread the cost of your cosmetic dental work. By paying a fixed sum each month, with some plans charging as little as £19.99 per month, you will be entitled to a range of cosmetic dental work and treatments as well as standard private dental treatments.
If you cannot afford to pay for your cosmetic dental work outright, then it helps to start up a dedicated savings account. Setting aside a portion of your income each month, your savings will grow more quickly than you think. The time that you spend saving up will also give you time to think over the procedures you are considering and help you to decide whether they are really necessary for you.
When looking to set up your savings account, bear in mind that higher rates of interest are usually linked to accounts that require you to give a period of notice in order to access your savings, as well as online accounts. You can also make good use of ISAs – accounts where your savings are not taxed – which are available from major banks like Santander alongside their regular and online savings options.
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